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Limits on an Accident Benefits Claim

A car accident can have a significant impact on an individual’s quality of life. Other than focusing on trying to get better, an injured party may have monetary concerns, if they are unable to return to work, and concerns relating to child care, if they are unable to perform their caregiving responsibilities.

Many of these concerns can be addressed by consulting a personal injury lawyer about your legal rights and obligations after an accident. Generally speaking, after an accident, an insurance company will pay to cover some of your income loss, may provide you with a caregiving benefit, will cover some of your therapy and medical rehabilitation costs, help you in paying for an aide or attendant in case you need help with your personal care needs, and may even pay to have someone help you with your housekeeping tasks.

The pre-conditions required to have access to these benefits vary, as do the limits. For example, in general, medical rehabilitation benefit, which includes therapy, is limited to $3,500, if you qualify as having a minor injury.

If your injury is not minor, you will have $50,000 available to you in medical rehabilitation, unless you’ve been catastrophically injured, in which case the limit is $1,000,000.

If you’ve been hurt in a car, you should speak to a personal injury lawyer or a car accident lawyer to know whether you meet the requirements for any and all of these benefits, as well as any limits to the benefits.

Contact us today to learn more about accident benefits claims and how we can help you!

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